Woohoo. I disputed all my high balance cards are "Incorrect balance". as they are months out of date. This took my score from 665 to 705 instantly. I applied for a Blue for Business, but was only approved for the Business Gold account. Which is good, because i just realized the Business gold account keeps the BVG, while the optima (personal) and all other (blue) lost BVG this month Also got my first target APR reduction, to 15.9% . I'll keep trying them and sock drawer the cards.
