Anyone know how often the OCs provide the CRAs with new info? For example, I got my Target card Monday, and have been using it since, but EFX shows no tradeline for Target. They also have an incorrect CL and balance for Discover, which they haven't updated since July. Do they report monthly, on a set schedule? Or is it whenever they feel like it?
It could take a few months for a new tradeline to appear. Also, not all creditors report to the CRA monthly. I have some creditors that only update every two to three months.
