Can anyone tell me if Creditwrench would work on a paid collection? I got snookered by the Credit Store. They gave me a new CC and transferred the balance of an old Providian charge-off to it. They then reported a NEW collection account to TU. It killed me by 50 points!
The Credit store is one of the unethical companies out their taking advantage of you. Did you read the fine print before applying? It indicates the scam in the fine print. Anyway, legal or not, they have reported this info to the credit bureaus..Did you apply for this card online or by mail application? How old is the debt and what state do you live in? I am certain that they have covered their tracks one way or another and you may have to play some nasty hard ball with them... Please email me in private and I will brainstorm with you. godaddyo2000@yahoo.com
