and my 2nd account listed from Jan 2000 with a 3000$ revolving credit(VISA credit card) Both accounts are open, active, never late, paid-in-full, like paying back 2500 - 3000$ sometimes 2-3 months consecutively. I would like to know my chances of getting a Citibank Card or American express Charge card 3 months down the line. Will i get a credit line of atleast 5000$? My income falls in the 75,000 $ per annum cateogry. would appreciate some inputs.