Cross Country Bank Question...

Discussion in 'Credit Talk' started by bonezzz, Jun 19, 2004.

  1. bonezzz

    bonezzz Active Member

    OK...I sent a validation letter 2 times to them (cross Country)..and to MIDLAND management, and received this letter from CCB..

    Dear yada yada,
    According to our records, you applied for a CCB account on xx-xx-1999...The Agreement governs your acct and states it will become effective once you or some one you authorize sign the card or obtain the first purchase or cash advance...yada yada

    BS BS BS

    Under the terms of the agreement, you remain responsible for the balance. on xx-xx-2003, your acct was sold to Midland...As we no longer retain ownership of your acct, you must call MCM @ # if you wish to discuss payment arrangements.

    QUESTION: since they do not own the acct can i argue this with the CB and delete the CCB acct Trade Line and settle with Midland?
     
  2. lbrown59

    lbrown59 Well-Known Member

  3. arobinson

    arobinson Well-Known Member

    I can get this deleted for you if you havent had any luck yet. I know the litigation manager.
     

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