I was wondering is there anyway to demand the account be closed to stop late fees and other fees that are insane? Also is there a cap on the interest rate that can be charged to an account? I pay what I can but they charge more fees then I could ever keep up with. 2000 dollar limit is now almost 4000 dollars is insane. I have considered complaining to the Comsumer Protection here in Alaska but I doubt it would do any good. Not real sure. These guys drive me insane! I have tried to keep some kind of payment up each month but they are not happy with it ever and I can not catch up. And then want to charge you 12 dollars to make a electronic payment! WTF Thanks for any help I am at my wits end and can not win with these guys.