Crown Jewelers is reporting a 1500 CL with a 0 balance to Experian as of yesterday and my score jumped 10 points. This is my FIRST score increase since I started reading this board. I've obtained a couple more cards and an auto loan that aren't reporting yet, so I'm hoping they will also help me out in the utilization and payment history areas. I'm still a newbie when it comes to credit. Are there any other companies that offer the same easy credit terms and report to CBs? Thanks!
When did you apply for the card? Just trying to get an idea on how long it takes for them to report. Thanks!
Yay...I applied for CJ after reading this board too...and it really helped my score also. NOTE: THIS CARD DOESN'T REPORT UNTIL YOU MAKE YOUR FIRST PURCHASE---SO AT LEAST MAKE A SMALL PURCHASE. I got my card the last week of March, made a purchase for $70, they reported to all 3 CRA's on April 1 with a CL of $1500---and again for May.
Prissypoo, I got the card on 4/1 and made a first purchase (30 bucks or so) the same day. Reporting to Experian showed up a couple days ago, so it was right around 30 days. Good luck!
Looks like I got screwed a little. My account was approved around 4/10. I made a purchase for $35 on 4/17 (27.95 on the account and a $7 down payment). The account showed up on EX only today with a $0 balance, only a $500 credit limit, and no impact on my EX FAKO score and no alert from myFICO.com.
ok...i guess i spoke too soon...i just updated my truecredit report and it's now showing reported to EX 5/1 and the CL has changed to 500 with a balance of $80---TU and EQ still show 1500 CL and bal 0---not sure what's going on????
Are you sure that it is reporting a $500 limit? I believe the first month they report a $0balance, $500 high credit, and $1500 limit.
More about CROWN JEWELERS Close window Remarks: [TransUnion] [Experian] [Equifax] TransUnion Experian Equifax Past Due: High Balance: $500 Terms: Limit: $500 Payment: Opened: 04/2007 Reported: 05/01/2007 Responsibility: Individual
