Current Dispute Effect on FICO

Discussion in 'Credit Talk' started by Baday, Jul 2, 2002.

  1. Baday

    Baday Well-Known Member

    I have disputed some items with TU, Ex, and Eq.

    I haven't pulled my TU CR since the disputes, but I have noticed the following on the other two CRs:

    Exp - CE shows the items that I am disputing when I pull my CR, but no change in score.

    Equ - Credit Watch does not show the items I am disputing when I pull my CR, and no change in score.

    Is this common? I disputed online if that matters any...
     
  2. mindcrime2

    mindcrime2 Well-Known Member


    As far as Experian goes, when you place items in dispute, there will be no change in score (still formulates those disputed items into your score)

    As far as Equifax goes, several members have reported that when they place an item in dispute that their score rises (so in this case those disputed items are not formulated into your score) however each time I have done this, my score was left the same. Not sure about the placing items in dispute, has been a while since I've done that AND pulled a report. It should be doing it though, they're required to do so.
     

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