I just checked what would happen if I kept paying on time for 1, 3 and 6 months. No change at all (yesterday it said it would increase by about 40 with 6 months of on time payments). Then I checked what would happen if I had ONE thirty day late on ONE of my accounts that has been current. The score went UP by more than 40 points!!!! How is this possible...lol? Should I pay late on one of my accounts to get the score boost...lol? Also, it shows my current cc balances at around $7400. I paid about $3000 of that this past week and it said my score would go up by about 40 points. Me thinks its broken...lol. L
