I want to subscribe to a report watch program but I want real FICOs; I know that the majority (but definitely not ALL) of creditors pull TU for my area. I was thinking about Myfico's program, since it turns out the score you get is TU. I know, it's only 4 a year, but I will not be seeking any new credit for awhile (THANKS SALLIE MAE) and I am not happy with PG. Any input? Trina