Discussion in 'Credit Talk' started by mindylou, Nov 10, 2001.

  1. mindylou

    mindylou Well-Known Member

    Did Chase tell you, your FICO score on TU?

  2. Kittw1

    Kittw1 Well-Known Member

    I sent you a follow up email. Be sure to check it out!
  3. Cyprigirl

    Cyprigirl Well-Known Member

    Hey Mindy, no Bank of America did because before I got approved I had to speak to a rep to verify my identity. It was my real Emperica score not the joke TU consumer score. Because my tu score was 629 when Chase pulled my report.

    Kitt: will check it out thanks!

  4. mindylou

    mindylou Well-Known Member

    What was the difference between the 2 scores?

  5. mindylou

    mindylou Well-Known Member

    Cypri, I got my delta card yesterday, called today and switched to the optima platinum card, customer rep was very nice and easy to deal with. So far, so good.

  6. romanduv

    romanduv Well-Known Member

    Hi Mindy,

    Congrats on your new optima card!
    I was just approved for the delta card, and also want to switch. What did u tell the customer rep? what phone number did u use?

  7. mindylou

    mindylou Well-Known Member

    Roman, just call the customer service # on the back of the card. All I did was ask could I switch cards, and the rep said yes you may switch to any of the optima cards and gave a list, just tell them you would like to change to the optima platinum. There was no questioning about why I wanted to change, the customer rep was very nice.

  8. Cyprigirl

    Cyprigirl Well-Known Member

    Mindy my emperica score was either 656 or 653.

    Wow Congats on the card.

    I think its the customer service people who can switch the cards.

    Th other number I called kept telling me you have to re-apply. That is what has bothered with their service, you get some who are pains in the butt and they really don't know what they are talking about most of the time. But I am very glad you got the card, enjoy it.

    I look forward to getting mine. The mailman comes soooo late on Saturday and there is no mail Monday, the waiting is kiling me!!!!!

    Congrats! Again!

  9. tommyy

    tommyy Well-Known Member

    What is an emperica score?
  10. Cyprigirl

    Cyprigirl Well-Known Member

    tu's real fico score
  11. tommyy

    tommyy Well-Known Member

    What number is usually higher the TU score or emperica?
  12. Cyprigirl

    Cyprigirl Well-Known Member

    for me its been the Emperica score.


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