When you sign up with Credit Watch and Credit expert (Equifax and Experian) from their website, you get the first 30 days free. You can pull your bureau every day. After the 30 days, you pay for the service once per year. If you are in the middle of actively repairing your credit, this is a good investment. With TU it is more difficult. There is one site that only charges $5 per pull, but that gets expensive. TU is technically inept and need to catch up with the rest of the world if they plan on staying in business. Go to www.equifax.com www.experian.com to sign up.