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Discussion in 'Credit Talk' started by runawayjim, Aug 29, 2003.
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Dangerious to send CRA Reports?
runawayjim Wants to know
Furnishers pay to report to the CRA's. That's why you may see a TL on none, one, two, or all 3 reports.
I'm no expert on this subject, but I don't think it would be a good idea to do this for a couple of reasons:
1. It probably wouldnt make any difference...the CRAs report what they want to report. They dont hardly look at (much less use) consumer-furnished 'evidence' that a TL should be reported a certain way. They don't even use DF supplied PROOF half the time.
2. It could be used against you in some way, or an unscrupulous person could get a hold of your personal info.
When i had a TL that came off 2 of the 3 CRAs, I simply mentioned that fact (over and over) in the many letters I sent to the 1 CRA holdout.
someone with more knowledge might say something different tho.
Yeah, I have the same fear that it could be used irresponsably. But your point that they wouldn't consider something sent in by a consumer makes it not worth even considering. Thanks for the input. And thanks for the bump lbrown!