Well, had a negative tradeline fall off this month so I checked my TU score and fond it went down from 525ish to 503. I realize this is only TUs "random number generator", but still it is disappointing when you want to gauge your success based on scoring. Also went to eloan and got the same old score as before, just like everyone is experiencing. I guess when I really get irritated I will have to indulge myself and pay for the real TU score-- that stinks!
I agree with you about frustration. It's really frustrating that we do all this work to get rid of negatives just to sometimes see our score go down. Sadly, most negatives were/are VERY old, and are what is keeping scores up ;-(
Oh yes and I have 5 derogs left, 3 are paid + 19 positive tradelines, my #2 reason for low score: NUMBER OF DELINQUENT ACCOUNTS IS TOO HIGH IN PROPORTION TO TOTAL NUMBER OF ACCOUNTS: YOUR CREDIT REPORT REFLECTS TOO MANY ACCOUNTS WITH DELINQUENT PAYMENT HISTORY COMPARED TO THE TOTAL NUMBER OF ACCOUNTS ON YOUR REPORT.
That happened to me a few times too. How disappointing!! But when it starts to go up after a few more deletions, it goes up quick.
