Beware: I just used some online calculators and analyzers at Juniper.com. When I was finished, I was curious about the company who provided the calculators, etc. I clicked on the link only to find out that all I had entered was likely captured by Juniper as that feature is one of the selling points of linking the calculators to creditors web sites. check it out...I'm sure Citi and the rest of them are capable of doing this, too, and probably use some type of data capture http://www.financenter.com/solutions/centers/card.fcs The Credit Card center collects the following information as your customers use the tools. Reported in real-time, this information gives you crucial insight into your customer's financial needs, preferences, and motivations - information that is essential to your marketing, sales, and product development efforts. Annual limit on rebate amount Annual mileage limit on frequent-flier miles credit card Combined federal and state income tax rates Consolidation card annual fee Consolidation card interest rate Credit card annual fees Credit card balances Credit card interest rates Desired credit card payoff period (months) Estimated future monthly charges with rebate credit card Estimated future monthly credit card charges Estimated future monthly credit card payments Estimated future monthly payment with consolidation card Expected future credit card interest rate Expected number of years of credit card use (breakeven analysis) Expected payoff period with consolidation card (months) Frequency of applying rebate towards credit card balance Initial mileage reward for frequent-flier miles card application Interest rate earned on savings Introductory annual fee for credit card Introductory interest rate for credit card Introductory period for credit card use (months) Lifetime limit on rebate amount Market price of air ticket (comparison purposes) Mileage accrual rate for frequent-flier miles credit card Minimum required payment towards credit card balances Number of miles needed for air ticket reward Rebate rate on brand-specific credit card Rebate rate on cash rebate credit card
Good grief!! They want to read our minds!! I won't use any of those things. Or link accounts unless I want them to know about them. I linked my highest credit line lowest limit cards to C2it, and the bank account where I usually keep a high balance. Maybe it has helped me get the increases I have gotten - who knows?
