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date of charge off?

Discussion in 'Credit Talk' started by stuck, Apr 23, 2006.

  1. Apr 23, 2006 #1
    stuck

    stuck New Member

    I have a charge-off on my credit report that has been updated monthly for the past year (even though I have made no payment / activity on the account)... Is this reaging the debt? The last date of activity on the card itself was back in 2004.

    At what point will they stop reaging the debt, if indeed, this is what is happening?
     
  3. Apr 23, 2006 #2
    Butch

    Butch Well-Known Member

    Hi Stuck,


    See?
     
  4. Apr 23, 2006 #3
    stuck

    stuck New Member

    Thanks for the great info. How about if it is the original creditor reporting this information (the charge-off?)
     

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