Date of Last Activity

Discussion in 'Credit Talk' started by justin, Sep 14, 2001.

  1. justin

    justin Member

    Does the date of last activity refer to the date of the last payment? I had a bankruptcy filed in 12/97 but the date of last payment on my amex shows 4/95. When does this account get removed from my credit report? I have had different answers from the CRA.

  2. lbrown59

    lbrown59 Well-Known Member

    =====Is it 4/95 or 12/97???===
  3. breeze

    breeze Well-Known Member

    Well, date of last activity is considered the date of your last payment before becoming continuously delinquent, plus 180 days. So it should come off seven years after that. But the account should read "included in bankruptcy."

    The bk stays for 10 yrs from the date discharged.

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