Does a Creditor have to report the date on which the account was opened. They report the last day of activity, but not the date it was opened. I have been reading and cannot find the answer. I thought a tradeline had to be complete or you could not report it as accurate. No date opened then how do you know when you went late?
HEY I FOUND SOMETHING I was looking closely at my experian report and one of my student loans collections states I opened it in 3/1997, I wasn't in School in 1997! Do I validate with them now? I would dispute as not mine, but ex says no because I already did. There are 4 student loan tradelines that are from these people and I did not open these in 3/1997, I was already out of school. And ideas on what I should do next?
