I have quite a few old charge-offs that I'm pretty sure I have paid off(bad recordkeeping on my part). I have a question about the Date Reported... Here's a sample of one: Code: Company Members 1st Federal Credit UN Account Number NNNNNNNN Whose Account INDIVIDUAL ACCOUNT Date Opened 01/1993 Last Activity 02/1999 Type of Account Revolving Account Status CHARGE-OFF Months Reviewed High Credit $249 Terms 249 Balance $249 Past Due 249 Date Reported 05/2000 Times Past Due Previous High Status: 120+ days past due 10/1999; 120+ days past due 09/1999; 90+ days past due 08/1999; 30 Days 05 60 Days 04 90 Days 03 Description CHARGED OFF ACCOUNT Credit Grantor Information Members 1st Federal Credit UN 5000 Louise Dr Ion Mechanicsburg,PA 17055-4899 (717) 697-1161 Does that mean the last time they sent the info to the CRA was in May 2000? If so, would this be the type of thing I'd look for when deciding which entries to dispute first(I have never disputed anything yet)? TIA
