Dealer TU 64 pts higher than online

I noticed the same thing when a mortgage broker pulled my report.

it's about 60 points higher that the tu score.

 

When I got my score from E-loan about 2 weeks ago, my score was 96 pts. higher with them. They pull your TU report for that score.

 

I just pulled my e-loan also and it is 65 points higher than the report I pulled from TU last week. Is the the score that lenders will actually see? if so, then there is hope for us for a new home loan, if they get the score I got from TU we are screwed.

 

"AUTO-ENHANCED", puts more weight on the

likley hood of repayment of auto loan, based

on prior auto loans or installment loans, will

"ignore" small credit card lates, as long as not

too recent <last 6 mos.>, medical & the like.

Same goes for mortgages.

All three bureaus offer the "enhancement" or

"specific" scores, probably credit card ones also,

although I am not familiar with those.

 

I thought eloan had changed from TU to Experian.

 

Just recently got mine and it was from TU.

 

OH wow! OK thanks. How can you tell?

 

My eloan shows prepared on November 2, 2001. Any way to get a current eloan score?

 

When you go to your score, click on "get your free report". At the top of the next page you will see this:

Please note: Your credit score was based on a TransUnion credit report, whereas this free report is from Equifax. Although these reports are usually similar, there are often differences. Therefore, you may not see items described in your credit score analysis on this report. To order a TransUnion report for a fee, contact them directly. n you login and go to your score,

 

is the eloan score generated by a hard or soft inquiry?

 

It's supposed to be soft.

My fiance and I both got 677.

 

Yep, your right. I had gotten my TU score and report a few days ago, and I went back and looked and sure enough there it was - under account reviews.

 

Well. 674. wish someone actually used just tu and didn't discriminate against bks.

 

Well, my TU score from TU was 615. From credtiXpert (Eloan) it was 689. Big difference. Since they're both fakes, I think I will go with creditXpert.

 

Mine were only one point different between TU and eloan. So I'm guessing they are both right??

 

Whatever you prefer

 

NEITHER!!!!!!!!! lol

 

Got a question...I checked eloan, and my TU score via eloan is 30+ pts *lower* than the recent TU report I got...anyone had eloan turn up lower? Sounds like most everyone's eloan one was higher....guess not for me!!

Any thoughts????

 

Ignorance is bliss...I'm a 580 according to E-Loan and a 482 according to TU.