Hi every body, Please I need help. I have received a letter from this company about my debt. I had a loan with orginal company,and after loosing my job I stop making payment.Next thing I know the NCO collection company calling me ever day. I did try to settel with the original company,and NCO company , but without any luck because they tried to scam me telling me to send the money without any writing agrement.so I stoped dealing with them.Now I get a letter from the Commercial recover systems TX. demanding the money.I did call them to ask and demand for verfication of the debt,and the lady I talked too she was very bad on dealing with people.I also send certfide letter asking for the copy of the debt or the contract,and I also ask not to call me,or call any body that I know.I also said if the debt true after I get verication from you then you can send me any settelment offer buy mail in writing. Please do you know the steps to take with this company,or is there any body dealing with them? Please did any body settel with them before,and those this company like to settel any way? Do you know if my debt will go some where us after this company if we don't agree on settelment offer? went fron original company to NCO to Commercial recovery syetems TX. Thanks for all the help.
Yes, your debt can certainly continue to get sold from CA to CA. However, it sounds like you're basically taking the right steps in dealing with them. Always ask for debt validation first, and then move towards reaching a settlement agreement in writing if the verification is satisfactory. Good luck with your negotiations- maybe the 3rd time's a charm.
Hi Do you know if the Commercial recovery systems TX easy to deal with as far setteling with,or do I wait for them to sell my debt and settel with the next one. They did no't call me yet beside the letter that they send me.I also did call them to ask for the verification of debt,and the lady try to scare me,and tell me hold on for me because I think you property was my be put for lein.she came back on the phone again on the phone after 20 mini,and she said do you want to pay the balance or not because I don't want to wast time,and she hang up on me. Do you know what thier are going to do next,and how they do play thier game. I know that they just got my debt. Do they makes also like the other collections compant? When those the debt go to court?I know my debt it only my be 2 years old. Is it better to settel or go to the court?those the court lower the debt for people? I am thinking that they just handiling my debt for the original company,I realy think that they din't buy my debt.Is that mean my debt will be going to anothe collection company if they dont settel with me? I realy want to settel with original company but I think it to late or do you think there is way to do this?
No, I don't know much about them, but perhaps someone else around here has dealt directly with them? Anyone care to chime in? I would recommend trying to handle this before you are sued and this goes to court. I can't say how long that may take, but you'll be better off trying to reach an agreement with the CA instead of just ignoring them and hoping for the best. Offer what you think is reasonable in writing, and wait for a response. It sounds to me like your debt has been sold, but you should pull your credit reports and take a closer look at how this debt is being reported too. If it has been sold to the CA, you'll need to work directly with them. The OC won't want anything to do with you, as they've charged-off the debt and moved on.
