Dealing with Asset Acceptance-need advice

BillsFan · Dec 21, 2007

ccbob said: ↑

the phone call is the initial communication.

If you don't get the required information within 5 days of that call, that's an FDCPA violation. (Make sure you have a record of that call some how).

If you get a letter three weeks later, and they say you have 30 days to respond, then respond within 30 days asking for validation. Check your credit report to see if they've pulled their trade line after they received your request. If not, that's another violation.

Read the FDCPA to understand the procedure and then just keep track of wherever they step out of line so you can include that in your civil suit.
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Thanks this is really good info

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Dealing with Asset Acceptance-need advice

BillsFan Well-Known Member

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