1. Do we ignore it due to the fact that SOL is out? 2. Do we send validation letter to them? 3. How do we keep them from screwing up our credit rating? 4. If we contact them, can they automatically re-age the debt? 5. Can they legally report this to the credit agencies since the SOL has come and gone? We have a great credit rating and scores and I don't want them messing with it. Thanks!