I have several CA on my credit reports that Ive never had any contact with, and the collections or older. Should I send a validation letter to the CA, the same time I send a dispute letter to the CRA? Thanks in advance..
Send validation first, wait 15 days or so, then send dispute. remember to send validation Certified mail with return reciept requested. Same as the dispute letter to the CRA.
Thanks for the info. I see you had luck with TU by your scores, thats who Im having the most difficulty with. Thanks again
TU was the easiest for me, but at this point in time, my score is alot worse due to me losing my job recently and not being able to pay my bills. I have been very successful beforehand cleaning up my credit and will do so after I file BK7.
