How do I go about dealing with UNPAID creditors. My wife has some old unpaid debts that show on her credit. She nor I have the money to settle them, which i know would be the most logical way. We haven't heard anything from them and they ( the debts) are almost ready to fall of her credit report ( 6+ years old). They are also way over the SOL of 4 years. Should she just wait and let them fall off?? Thanks for any help.
Thanks thats kind of what I thought. I feel they know the SOL is over and thay gave her a card that has a better rate than mine *LOL*