I'M GONNA SUE YOUR ASSES UNTIL YOUR LAWYERS GET TIRED OF SEEING MY FACE. YOU IDIOTS HAVE NO IDEA THAT YOU'VE F*#%#ED UP ROYALY TODAY. REMEMBER THAT ACCOUNT I DISPUTED AND YOU VERIFIED IT?... YEAH, YOU DO. THEN REMEMBER I DISPUTED IT AGAIN AND YOU LABELED ME FRIVILOUS?... NOW YOU KNOW WHO I AM... WELL I'VE GOT NEWS FOR YOU. I HAVE IN MY POSSESION, A SIGNED STATEMENT ALONG WITH A NOTICE TO ALL CRA's THAT STATES "ALL ACCOUNTS ARE TO BE REMOVED FROM ALL CUSTOMERS REPORTS IMMEDIATELY UPON RECEIPT". WHAT HAPPENED, DIDN'T GET YOUR COPY? BUT WAIT...THERE'S MORE. IN YOUR REPLY TO MY FIRST DISPUTE, YOU SAID "WE HAVE COMPLETED OUR REINVESTIGATION"... DID YOU REALLY, BECAUSE IN YOUR REPLY TO MY SECOND DISPUTE YOU SAID "THIS ACCOUNT WAS VERIFIED BY YOUR CREDITOR ON 2/1998"...NOW LET'S SEE...THEY FIRST REPORTED ON 2/98, WENT OUT OF BUSINESS 9/01, MAILED NOTICE TO CUSTOMERS AND CRA's ON 10/01 THAT ACCOUNTS WILL BE REMOVED FROM CREDIT FILES, 6/02 I DISPUTE, 7/02 I DISPUTE AGAIN. SO MY FINDINGS ARE...FOR AN ACCOUNT THAT WAS CLOSED BY CREDITOR FOR A BALANCE OF ZERO DOLLARS THAT SHOULD HAVE BEEN REMOVED ALMOST A YEAR AGO...YOU HAVE ACCUMULATED A GRAND TOTAL OF (DRUM ROLE PLEASE)..... 13 FCRA VIOLATIONS. FORGET SMALL CLAIMS, I'M HIRING AN ATTORNEY. SINCERELY, -YOU KNOW WHO-
Get em. I am gonna nail cbc credit services in middleburg heights here next week. They lose the mail, the fax goes down, the phones go down, I did not include page 2 and 3, the received fax disappeared, the deletion from the CA never showed up- I am tired of their excuses.
SLOYAROLE, seems like you have a s.o.l.i.d case and the ammunition to send them a real nasty letter. Great Going. Go Kill them. May the force be with you. Please keep us posted as to how it goes from here.
I'm suing all three next week!! Be on notice Equifax, Experian and TransUnion, you are being sued and will pay for you screwing with my life! Actually I've been so hard at work with lawsuits you can also add.....GMAC, Kohls Department Stores, Collectech Systems, Capital One, Cross Country Bank, FCNB, Credit Bureau Services collection Agency, BankFirst and First Premier..... If you see you companies name anywhere in this post you are also being sued next week. I have saved up over the past 2 months to file the suits, time has come to pay the piper baby!! See ya in court!! Tac
wow you are busier than I am even. I have never sued anyone before but I filed against six flags. Next friday I am filing against ucb collections in toledo, oh, cbc credit services, and disney mbga(applied for cc, turned down, hard inquiry on report says for collection purposes instead of for a regular cc inquiry. mortgage guys is like 'inquiry says collection so you must have one out there and I need letter from them which they are ignoring so they will pay for it.)
I am suing all 3 next week as well. Pure and simple, slam dunk: The FCRA states specifically that they cannot report any paid tax lien that from date of PAYMENT antedates the report by 7 years. ALL 3 are using date of release. Long story, but the state tax folks mailed it to an old address using an old name in 1996 (payment made 5/13/1995). I got second release last month. They have essentially reaged it by 7 YEARS. However, the state sent me a letter that included date of payment, date of first release, date of second release. Faxed it to the bureaus and they only updated from unpaid lien to paid lien 7/02!!!! This is the slam dunk, but not the only violation I am suing for!
Hi all....TOTALLY off the subject....but hey picantel, are you in ohio???? Was just wondering cuz your post sounds like you are. I am and I HATE CBC in Middleburg! They are just so nasty to deal with and are no help at all. Just wondering mysti_summer
I am in akron actually. I am ok with cbc credit services now after we came to an understanding. I have someone personally handle my file. Heck I have someone who personally handles my file at all 3 CRAs. The lady at cbc helped me so much I sent her 2 six flags tickets last week. It never hurts to keep your contacts happy.
I hate cbc (middleburg heights). I disputed a pd chgoff so many times (6) that they sent me the actual verification form from the OC. I've been on the OC for some time now with no success, It's the only derog on my EQ and its old, so my score is still around a 720. They did however forget to white out the subscriber id and other OC identifying info. If I was unscrupulous........
I may be right behind you. I have two letters from the OC from before two disputes that were verified, that say remove. I recently faxed them telling them to get it right or get sued. A 13 year old pd chgoff showing as a current pd chgoff. A score killer for sure.
Very cool, picantel!! I'm in Akron too! I'm glad you have better luck with CBC....I have had no luck with them at all. Even with proof to them they give me a hard time...but still working on it mysti_summer