Debit cards lack protections of credit cards http://dnes1.ordyne.com/ct?id=22215&urlid=12785&lid=15&nlid=4&sid=1152&cid=473&oop=p """"""""""""""""""""""""""""""""""
My credit union will give the money back if you report it lost or stolen within 2 business days. It may take 10 days to get the money back from them but it is covered. It should say in your disclaimer what the process is and what happens if it's lost/stolen... And my CU will give ALL of the money back if you report it within 2 days unlike the article states (50.00).