I am a little worried about what could happen if someone gets ahold of my debit Visa checkcard. They could drain my checking account, and even though my bank (Bank One) would ultimately reimburse me, I guess I would not have use of my money while they are investigating, etc. Also, checks which were written and not yet received by the recipients could bounce, etc. In short, it could be a real mess. How real-world is that scenario?Is it a real concern, or is it worrying too much? Has anyone had a real-life situation like this with a debit card?