I am currently considering getting involved with an agency that settles debt at 25% of the saved amount. I owe $3500, barely making the mininum payments on time. Could anyone give me their two cents on debt consolidation agencies.
For just $3500? Stay away from them. Borrow if you have to. By going through them, they can kill your credit.
$3500??? Is this a typo? Assuming you really meant to print $3500, no way in the world. Keep paying your bills and quit chraging. Get a PT job. Anything. Don't foul up your credit over $3500.
