Separate names with a comma.
Discussion in 'Credit Talk' started by JR, Jan 5, 2001.
Any info would be appreciated.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
JUST WHAT I HAVE HERD...some people have not been able to get credit after payment in full with C.C.C.S. TWO YEARS LATER!!!
Other people have been able to get a mortgage and a car TWO YEARS after BK.
NOTE: I AM NOT ENCOURAGING EITHER...
Thanks for the input George. Anyone else have some comments on their experience? Your help is greatly appreciated.
I don't have any personal experience. The only advice that I can offer is if you are going to do debt consolidation, after paying off your accounts you need to close them to prevent getting immediately back into debt. A friend of mine owed on several credit cards totally about $10k or so and he did debt consolidation but did not close any of his accounts. He maxed out his cards again after less than a year! Stupid if you ask me.
I'm not even quite sure how debt consolidation works. Is it like basically getting a personal loan to pay off your cards? Or do they pay off your cards and you make payments to them?
I worked with a debt consolidation company a few years ago and it was the biggest mistake. Most creditors close your accounts (with the balance outstanding) when they receive communication from the debt consolidation companies. Therefore, it says account closed at grantor's request with the balance- which does not look good. Bankruptcy was never an option for me- I beleive you got yourself into debt- you get yourself out. I have paid off about half of my debt in about a year and a half on my own. Good luck.