hi, I'm a new member and in WAY over my head! any and all help will be GREATLY appreciated! I'll try to be short as possible with this mess. joined a Debt settlement company (dsc) in feb 2003, made all payments on time to them and did as they requested (sent C&D letters, closed accts, set up sav acct, no talking to coll) ect. in jul received summons from one of the OC in the settlement program. called DSC and asked how many acct's they had settled and was told none! now have a call into a attorney that handles family financial planning. I don't even know what my options are at this point and have no clue how/where/when to proceed! the DSC called a local attorney and he will be faxing me the "answer" to the summons in the next couple of days. My problem with this is...the CA gets a settlement aggreement which is exactly why we (DH and I) hired DSC in the first place! 1.Do I back up and start all over again? send VL to each one?2. how do I get the DSC to stop? 3.after enrolling with the DSC will the OC's even talk to me? we can't go out and get a loan to settle with anyone now if our life depended on it cuz of the non payments thanks to the DSC. this is such a viscous cycle! help!!!!!!
Stay away from such outfits they will get you sued and trash your credit. Guess you just found the out didn't you? Stop dealing with them and send the CAs the validation letter . Read the hall of fame&the intro threads = to get informed about validation.
