Debt Termination programs

Discussion in 'Credit Talk' started by warm puppy, Jan 30, 2003.

  1. warm puppy

    warm puppy Member

    >>>1*Funny how NOT one poster against Debt Termination is either a licensed C.P.A or a licensed attorney.
    How do you know this?

    2*Got ya beat I have

    1*Asset Management 19Years
    2*Financial Services 19 Years
    3*Insurance 19Years
    4*Stock Market 19 Years
    5*Owner of-BUDGET HOMES CO. 30 Years
    under my belt.<<
    LB 59


    Be for real assest management what a joke! I did that right out of school. Real hard work! NOT!
    Financial services are for sellers who can't do REAL work.
    Insurance do you have a CPCU or CLU or CHFC? if not, I got you beat by a mile!
    Stock market=a chrock!
    Budget homes do you use dayworkers like most cheap builders to cheat a qualified craftsman out of decent wages?
     
  2. PsychDoc

    PsychDoc Well-Known Member

    Is this a credentials contest? Is that something like a contest of body parts? And, by the way, which one of you has the faster car? Also, can his dad whip your dad? I think we'd all like to know that too.

    Doc
     
  3. goldnmist

    goldnmist Active Member

    Doc:

    Priceless!! I was thinking it...but you wrote it first.
     
  4. Mecro

    Mecro Well-Known Member

    Hey I totally see your point, however, I will at least listen to what they have to say in regards to my situation. I'm sorry but I have not been able to get good enough answers on what to do about my situation so far.

    I'm in New York, which is not consumer friendly at all, so unlike most of you, going to court is less preferable to me than the CA, even if I have several violations on them.

    If someone has solutions that sounds better, I'm all ears.
     
  5. Butch

    Butch Well-Known Member

    Mecro,

    Post your link here so we can go take a look. I'll be glad to try and help if I can.

    :)
     
  6. warm puppy

    warm puppy Member

    Mr Butch,

    You don't have to get stupid and nasty about my posts.

    Financial advisors would be the LAST people to know about how the banks and the GAAP laws work. The accountants and tax attorneys rule that nest.

    So why did the feds put new and tougher banking laws BURIED in the Patriot Act? To suck more money and freedoms from the sheeps in this country. It has nothing to due with terrorists supposedly using our banking system either.

    Go to anyone of the many numerous sites and checkout how the new and UNIMPROVED banking laws are hidden in the Patriot Act.
     
  7. Butch

    Butch Well-Known Member

    .
     
  8. Butch

    Butch Well-Known Member

    Warm Puppy,

    I meant nothing against you personally and I didn't mean to be so rough. As a matter of fact I am EXTREMELY well versed in the Federal Reserve Note, Fictitious Banking System, and No Tax Return arguments that seem to rear their ugli heads as we start approaching tax time, like now.

    I've been through all of this and have made it to the other side of the argument, which is, that it matters not how technically correct you are. The simple fact of the matter is it doesn't work. If one is willing to sit in jail and know that no matter what anybody says he's right, then so be it.

    Irwin Schiff, for example, whom I know personally, is one of the fathers of the untax movement. Though technically correct, he's been in prison 4 times and they're working on another indictment. If you ever catch him alone and can get him to speak freely he will tell you that if he had it to do over again he'd never have pursued this way of life. His financial possibilities and potential were completely ruined. Today he's an angry old man with poor health and on his way to prison yet again.

    How about Leroy Sweitzer of the Republic Of Texas, remember him? Doing serious time now for pushing leins against gov't officials for not honoring their pledge to defend the consitution, specifically on the money issue. (Only Congress has the power to coin money, NOT the Federal Reserve).

    But by God they're right! Technically there is no law that requires most Americans to file a 1040 and pay income taxes. The tax system IS voluntary. Just try volunteering out and see what happens. And it IS only Congress that has the power to coin money.



    Why do you think that the method you promote always gets resolved in mediation?

    Your answer is simple, there are no trial transcripts of mediation proceedings. And these cases NEVER get to court where there would be transcripts and published decisions. Don't you think if you tried this on a real bank they'd demand a trial?

    Makes the veracity of ones argument rather hard to check on, don't ya think? How convenient.

    I want to see us all fix our credit and live happy, productive and healthy lives. Not spend the rest of it running from one federal charge after another for this or that, or getting locked up for not filing a tax return. It's my hope that those on CN won't get caught up in this. I've seen this stuff destroy otherwise nice lives all over the country. Sorry gang, if I'm being overly protective.

    Don't be so brainwashed by these people that you and they will single handedly fix the entire countries government induced economic scam. It's been tried since 1913 and 1933 respectively, and nobody has done it yet. But Mr. G and friends makes, what is it now $2,000 for his course? LOL.

    I've studied the Red Pill Report and know exactly where you are Warm Puppy. I hate to see you caught up here too. If you are advanced in your education, as you say, (and I have no reason to disbelieve you) you have a tremendous earning potential. You still seem fairly young, don't screw it up my friend.

    Or at the very least, don't drag others down too.
     
  9. warm puppy

    warm puppy Member

    Thank you Butch for being so honest and concerned!

    Yes, I do earn a decent income and I'm lucky enough to be in a industry which is still growing for the most part.

    I worked very hard for my degree and certs.too. I have ADHD and many times have to read and re-read things while studying to fully grasp a concept. I'm not dumb just a little thick ....LOL!

    Though my credit was in bad shape prior to paying off my debt, Lexington helped me get my scores into the high 600's. I looking for a 720 to 750 range in the next 18 months.

    Being able to pay off 50 grand in under 28 months and regain a decent fico score is simply amazing. I ate a lot of mac & cheese if you know what I mean.

    It's been very tough but I resisted ch.7 or debt neg. too.

    After having a dear friend deeply in debt for over 72 grand, I promised her I'd look into that debt termination stuff. She declared bankruptcy 6 years ago and is bascially stuck right now.
     
  10. Mecro

    Mecro Well-Known Member

  11. Mecro

    Mecro Well-Known Member

  12. Mecro

    Mecro Well-Known Member

    oops sorry for the double post
     
  13. pink

    pink Well-Known Member

    is this true?
     
  14. lbrown59

    lbrown59 Well-Known Member

    IS What True ????????
     
  15. pink

    pink Well-Known Member

    the debt termination program, on the premise that banks create money...., so no loss to them?
     
  16. lbrown59

    lbrown59 Well-Known Member

    But is the premise true?Is the question!
     
  17. bigmon

    bigmon Well-Known Member

    If your friend filed BK 6 years ago she can file again.

    Youy mentioned you had a CLU. Well, that's 3/5ths of a clutz.
     
  18. lbrown59

    lbrown59 Well-Known Member

    1* Good one bigmon and oh so true.

     
  19. t_sims224

    t_sims224 Well-Known Member

    Ok people this is how it goes. Now listen and open your mind because as consumers we have been taught wrong to begin with. Why because we were taught by the same people that enslave us in debt. First and foremost alot of these programs are based on VALIDATION and the UCC (Uniform Commercial Code). All banks operate off of this. First in order to VALIDATE you MUST and i reapeat MUST have first hand knowleged of something, with out that firsthand knowledge of what ever it is you cannot testify to it. Lets say you get a house loan then go to closing 9 times out od 10 that loan is sold. The new company never went over it with you they never sw you sign any papers. Therefore there is no first hand knowledge, so the can't go to court and legaly say anything about you owe them. Because if they do you ask the question did you yurself see me do that. If not it is hear say and case's are not proven with hear say, if you can't validate you can't prove no proof the case is dismissed, that is some of it. Then the UCC offers people a way out as far as settling and also plain wesseling out. please read:
    http://www2.law.cornell.edu/cgi-bin/foliocgi.exe/ucc3/query=[/url][JUMP:'3!2D603']/doc/{@1}?firsthit

    § 3-603. TENDER OF PAYMENT.
    (a) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument, the effect of tender is governed by principles of law applicable to tender of payment under a simple contract.

    (b) If tender of payment of an obligation to pay an instrument is made to a person entitled to enforce the instrument and the tender is refused, there is discharge, to the extent of the amount of the tender, of the obligation of an indorser or accommodation party having a right of recourse with respect to the obligation to which the tender relates.

    (c) If tender of payment of an amount due on an instrument is made to a person entitled to enforce the instrument, the obligation of the obligor to pay interest after the due date on the amount tendered is discharged. If presentment is required with respect to an instrument and the obligor is able and ready to pay on the due date at every place of payment stated in the instrument, the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument.

    These are the tools that the very rich use. Know the law people. The system that we live in it self is crooked and setup and run by scam artist. credit cards legal loan-sharking. Take a deep look at how they operate. It is time to beat them at there own game. And yes our money is worth less, backe by nothing it is debt in it self. top of you dollar says FEDERA RESERVE NOTE. the wod note id a promise to pay, that is debt. (Please excuss all the typos)
     
  20. warm puppy

    warm puppy Member

    >>>If your friend filed BK 6 years ago she can file again.

    Youy mentioned you had a CLU. Well, that's 3/5ths of a clutz<<<


    Don't be mad because all you can DO is flip burgers!
     

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