Debt Validation Letter - Send within 30 days

Discussion in 'Sample Letters' started by Creditnet, Oct 18, 2009.

  1. Creditnet

    Creditnet Administrator

    Letter contributed by sparq:

    ********************************

    <Your name>
    <Your address>
    <Your city, state, and ZIP>

    <CA's name>
    <CA's address>
    <CA's city, state, and ZIP>

    <Today's date>

    RE: <Account information, EXACTLY as provided by the CA>

    Dear <CA's name>

    I am disputing the alleged debt referenced above. Please validate this alleged debt and submit proof of validation to my address above.

    Sincerely

    <Your name - DO NOT SIGN>

    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

    sparq: To hold any teeth whatsoever, this letter must be sent within 30 days of initial contact by the CA. Copy your account information EXACTLY from whatever correspondence the CA sends you, even if it contains mistakes. I suggest not signing the letter because some less reputable CAs have been rumored to Photoshop your signature onto unauthorized documents (eg, "I acknowledge that this debt is valid").
     
  2. JoshuaHeckathorn

    JoshuaHeckathorn Administrator

    Well done Sparq...
     

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