Morning, I sent a dispute "not mine" letter to Transunion regarding a negative on my husband's credit report from a company called KCA Financial. Transunion sent a complete credit report back with investigations results from KCA saying verified. What is my next step when an item is verified from the OC? Is that the end for that particular item? Or is there another step I can pursue to get the item deleted. Thanks
is this paid off? collection agency? REALLY not his? there are other options after cra verifies, depends tho... 'IF' the CRA did not really check with KCA you could help yourself using the CYA Manipulation letter (i think thats it) basically getting the OC to admit in writing they never verified. paid collection=dancerat or nutcase nitpick the tradeline, when writing your letter create smoke and confusion so they'll "Just delete this damn thing!"
A collection agency for a medical bill I think. I don't have my credit report in front of me. If it's not a medical bill, it's an old cable bill.
