I was delcined for a pre-approved platium visa. They checked all three Credit Reports! My equifax is very clean , other two have some negatives. Can anyone recommend an easier to get credtid card that only checks equifax- in florida? I'm not interested in a secured card. thanks!
Re: Declined - could use your What was the reason for the decline? What type of negatives are on your TU and Experian?
Re: Declined - could use your The same negatives are on both reports 1 year old inquiry from a collection agency that I do not owe morey (They did it just to be a SOB after trying to collect on a debt that was mine. The debt was removed, but then a year later they made an inquiry)) 1 year old inquiry from a student loan default that I am now rehabbing 1 collection for (get this) a parking ticket at a college campus. It's not mine, but I'm having a dickens of a time removing it.
Re: Declined - could use your Tessa, Household Bank Services used Equifax for me. Also, severaal folks here have said that Juniper pulls from Equifax. Good luck. Donna
Re: Declined - could use your hi again, First I mistyped up above . The debt I had removed from my CR was not mine. the card i was denied for was a providian platium Visa, I got the applicatoin because I'm an AU on a couple of cards with high limits. I couldn't believe they checked all three reports. thanks for the responses.
Re: Declined - could use your Don't apply to juniper - in my opinion they are only approving the best of customers. I applied after the rep encouraged me on the phone. It was a mistake.
Re:I agree with Jim I applied for Juniper and was turned down. Same day I got Nextcard with $4,000 limit. Juniper checked Equifax. Nextcard checked TU.
Re:I agree with Jim A lot of creditors pulls Equifax for Florida. I suggest you to try the regular Citibank Aadvantage or Gold Addvantage. They pulled Equifax on me at January, I'm from FL.. Equifax for FL: Bank of America, Amex, . regarding retails: American Airlines card, United travel Card, Macy's.
