I have recently been sued by a credit card Co. for a credit card that end for my wife (now ex), that i had completely forgotten about. I never received any bills oand was not aware there was ever a balance.... Well about two months ago my bank contacted me to inform me, as per court order, they were freezing $6400, (which I need to pay my taxes). Double the amount a the judgement. I was never even aware I was being sued. I never got served or even a phone call from the collection agency. Well I am trying to get the Judgement vacated and have picked up a "Order to show cause" form. There is a place where you tell why you want to have the default judgement thrown out... Im assumng I would put that I was never served or contacted. But then right under it, is what is my defence for the original claim. Im not sure what I would put....It is my ex's debt ...but it is also mine because it is in my name and ultimatly I am responsible for it. But all I am looking for is to have my funds unfrozen. and to set up a payment arrangement with the CA. What should I put down as a defense for the complaint ... as to have the judgement vacated...???
