Had 2 deletions on TU including a foreclosure, and 1 deletion on EQ, and both scores stayed exactly the same. Is this normal?
Your lucky you stayed the same...somebody just said a few days ago that they LOST points when they DELETED a "BADDIE". ...AND your lucky your NOT me also...I paid down my debt $30,000+ in one month and LOST points...
on 3/1/02 i started, bk 7 discharged 10/01 i was 542 then a collection was added and i went down to 539. last night i got an email from EX with 2 deletions and i went up to 560.
I have had the same thing happen. I got a 30-day late removed from TU this week and my score remained the same. I do not understand it either.
How old was the late? You have to keep in mind that the older the negative is, the less it affects your score. So, if that 30 day late was say 5 years old, and you've been perfect since then on that acct., you won't get much if anything out of it. Now, on the other hand, if that late was the last remaining negative on your report, you might get a little increase. When I got my last derog. deleted (prior to the re-reporting and deletion of gulf state), my score went up 11 pts. It was the final negative I had, but it was almost 6 years old. Get it? good, I don't. lol
