After 1st round of dispute with 1 bk, 1 judgement and still few items charge off but all with balance ZERO finally, credit expert still says that I have 3 delinquent accounts in credit manager section(1st page), how can I identify which account is delinquent so that I can dispute this first?
You have to actually pull your report -- click on "view report;" all the delinquent accounts will be listed under "potentailly negative items."