Maybe that was the kmart card i applied for. Standard terms: 19% interest 2 months (??) 0% APR on BT/purchases. Unknown credit limit 29$ yearly fee. Whats up with the 0% APR and capitalone? Some new Aria tactic?? I accepted it, since i'm now trying to bring my balance ratio's back down. Not sure what i'll be getting. If its a $200 classic card, i'll be sure to contact mr miller asap.