Hi Guys, I was denied for : Lane Bryant: not enought retail history, and a buchn of other Spiegeal: unsatisfactory information on TU How can I get there denials revered with out them pulling another hard inquiry?
I'd probably say just work on getting your reports cleaned up, then go apply again. Spiegel approved me with 6 derogs equaling 10K in charge off. They have pretty lenient standards. Work on your reports, and try again when they look better..
I agree with Sam. Work on getting your reports cleaned up and keep making current payments. Then, try again. The inquiries are going to end up nailing you in the end.