Applied for the Union Credit Card and was durned down due to too many deliquncies and a few other reasosn. Sadly the print job failed and my browser crashed so I have to wait for the paper mailing telling me I am denied. I wonder how big a hit it is going to cause and will it affect my Patelco Credit Card I will be appling for. You can bet I am going to try to fight anything that comes up that I think can be removed.
I think the only thing that will show on your report is the inquiry, and how many points that costs seems to depend on other circumstances.