I have a charge off from a dep store for $375. The original purchase was only 70 dollars and the rest are late fees. I called them and offered to pay the full amount if they quit reporting the charge off and predictably they said that is against company policy. Anyone had any luck getting a company to quit reporting in exchange for payment? If it boils down to it, should I just pay it anyway? I'm under the impression that a paid charge off isn't much better than an unpaid one. I want to resolve this but I want it off my report. Thanks in advance for any responses.
Many have had good luck...it varies from company to company. Who is it? Maybe someone has a contact to try again with. BTW - don't take no for an answer the first time.
It's the Bon Marche. Anyone had any luck with these folks? It is pretty stupid to have a charge off screwing your credit when it is only 375 bucks.
