I have a TL as status: Paid in settlement ;Creditor's statment "Account legally paid in full for less than full balance" No lates and opened in 1999 My fico Exp report says this is a negative description but Experian report (from another dispute) does not list this as an account with possibly negative effect on future credit extensions. Would it help to dispute this account? my curretn length of credit history is ~12 years Thanks, Rex
