Separate names with a comma.
Discussion in 'Credit Talk' started by Newcomer, Feb 1, 2001.
Barclaycard Arrival Plus® Credit Card
Earn 40,000 bonus miles after spending $3,000 in the first 90 days; that’s equivalent to a $400 statement credit!
CREDIT CARD WITH BONUS OFFERBarclaycard Arrival Plus
Credit One Bank®Cash Back Rewards
Credit card for people with bad credit! 0% intro *APR for 15 months on balance transfers. $0 intro balance transfer fee for transfers made in first 60 days.
BAD CREDIT CREDIT CARDCredit One Bank® Cash Back
Barclaycard Arrival Plus®
2X miles on each and every purchase. 5% miles back with each redemption!
primor® Secured VisaClassic Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Barclaycard Arrival Plus® World Elite Mastercard®
Pay 0% interest on balance transfers for 12 months*!
This is not an answer to your post. Please revisit the "Removing Paid Collection" post I had a couple more questions for you.
DU (Desktop Underwriter) as well as Loan Prospector are two computer applications that many lenders use when analyzing your loan application. The are products of Fannie Mae and Freddie Mac, organizations who buy mortgages on the secondary market (they buy them from lenders so that lender have more money to make another loan).
Basically, all of your finanacial, personal and work information is feed into DU, and it analyzes it and returns a recommendation as to whether or not your loan meets their guidelines (to be purchased in the secondary market).
They are automated underwriting tools.
For more on DU, check this out:
For more on Fannie Mae info/history, check this out:
Thank you. I got an email from my lender that said I had gone through desktop underwriting and that my file was now passed on to a real person. I figured it was a good sign if it wasn't an automatic rejection. Thanks again so much for the info and the sites
Well, it depends. Was it passed on to a loan processor, or to a human underwriter for "further consideration"?
DU returns a recommendation. If the recommendation isn't a good one, they may choose to have an underwriter look at your info.
You may wish to call and ask.
I will certainly call to find out exactly where it is.