Hello, I'm new to the forum!! Discover card offered my a 40% settlement on a $2500 debt. My overall credit is in poor condition. I am trying to turn it around now. I'm in New Orleans and need to buy another family home. Discover will report a settled less than full balance to the bureau. Should I take the offer or pay $2000 for a paid in full report to the bureau ??? Thanks
I've heard that Discover can be pretty quick to sue over these type of things. I've got an unpaid CO on my account that I need to take care of as well, so I'm interested to see hwo this will play out.
