1. Jun 12, 2004 #1
   

   niki New Member

   I am on a free 30-day membership with mycreditkeeper.com and it says my Experian score is 668. I had previously signed up on creditexpert.com which is with Experian and it says my Experian score is 640. I don't get it. Why would there be such a big difference? Anyone have any idea which one would be right?
   
   Thanks

    

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3. Jun 12, 2004 #2
   

   LD Well-Known Member

   If the wind changes direction your EXP score will change. LOL! Let me take a serious stab at this...EXP uses their own scoring model instead of FICO and depending on what is going with your accounts (utilization being the most obvious) will result in fluctuating scores.

    

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