This may be a novice question, but I just have to ask any way. I know CRAs report wrong information, but shouldn't they all have the same DOD? I have a CO account on all 3 CRAs and they all report different information. Two showing that the same deletion date and another with much longer date. Now I disputed this account with all three CRAs and they returned verified. Since the DOFD is the key date used to come up with a date of deletion, how is it possible for the OC to verify two different dates and the CRAs to report two different dates? My plans was to dispute it with the CRA with the much longer DOD and provide the reports from the other two? Also, since the OC verified two different DOFD and DOD, is that a violation on their part?