direct merchants bank

Discussion in 'Credit Talk' started by paul, Sep 2, 2000.

  1. paul

    paul Guest

    How hard is it to get approved by dmb and merrick bank if you have bad credit? How good are they?
  2. b golden

    b golden Guest

    I know they pull equifax, they did with my application and I have 1 bad account on there. I applied for my husband and he also got approved and he has 4 chargeoffs on his.
    Let me clarify... they approved us for a secured card which really is not that secured. You deposit 99.00 for a 500.00 credit line.
  3. RichGuy

    RichGuy Guest

    The fact that they (sometimes?) pull Equifax is news in itself. That could explain why I get better pre-approved offers from them than from anyone else.
  4. Mike

    Mike Well-Known Member

    DMB will likely approve. I have one of their cards, and they've treated me really well so far(6 mos.).
  5. Herman

    Herman Well-Known Member

    DMB may approved you for a MC.
    But, it might take 8 to 9 months for the
    card to be reported to the CRAs.I have had
    their card since FEB to now still not reported yet.Meanwhile, I have great services
    from them.Good luck!

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