Re: Re: Re: Re: DirectTV charging for pornNOT MINE! the DirectTV pholks do have DNR (ANI) recording of all inbound telephone calls if they desire to research it. Directtv basically calls an (generic isp) and uploads its bills. These calls like any ISP dialup are recorded so if your system indeed did call up and upload the transactions and Directtv Really wanted to investigate the origin of such upload for FRAUD, then they can do this. But you realize if you cry fraud, and it ends up being you, it will be you who is guilty of fraud. So have a long hard talk with the family before making accusations. Your Sattv card can be cloned, ask your son if he knows about hacking directtv, its not like it takes more than 10 minutes to find a place to buy a reader and clone one. Do your detective duty before the law gets involved. I'd have to say its an inside job. I used to muck with sattv, but i dont any more (too much trouble with directtv ecm's and hashing). So i understand a good bit how the system works. Your family may know alot more about directtv than you think.
Re: Re: Re: Re: DirectTV charging for pornNOT MINE! I've heard of cable signals bleeding, but satellite? Check your card. If it has "football players" on it, go to the provider or call DirecTV and upgrade to the latest card technology. It's a blue card that has "Access Card: 4" on one side and a series of numbers and the smart chip on the other. Also, delete the channels from your line-up using the remote. We have all channels under "Family" and deleted all the stuff that has the potential to suck your wallet dry including the adult line-up, pay-per-view, the gazillion sports-pay channels and the shopping channels. I hope this helps. If your problem occurs again, it's an inside job. Here's a tip on taking one of the movie channels for a 30-day test drive: Call DirecTV and ask if you could try out one of the channels (HBO or Showtime) to see if you like it. But, you don't want to buy anything right now. Bam!! You have 30 days, at no cost, to watch programming. It cancels on its own on the promo expiration date. (Clark Howard message board). CardKid
Re: Re: Re: Re: DirectTV charging for pornNOT MINE! MY CARD WOULD NOT WORK IN THE UP-STAIRS BOX...HOW COULD A CLONED ONE WORK IN ANY BOX BUT MY OWN??? The phone number~~the serial number of the box~~and the card number are all INTERLINKED...AND RECORDED IN THE DIRECTV COMPUTER
Re: Re: Re: Re: DirectTV charging for pornNOT MINE! GET A NEW CARD ...OR A WHOLE NEW BOX AND DISH...THEY ARE UNDER $100 SOME UNDER $50...AND (WINK TOO)...SOME HAVE CALLER ID ON YOUR TV!!! (you don't have to install the new dish...just the new box and card) YOU CAN EVEN TURN IT ON "ON-LINE" (ACTIVATE ADDITIONAL EQUIPMENT) www.directv.com YOUR ACCOUNT NUMBER PHONE NUMBER BOX SERIAL NUMBER CARD NUMBER
Re: Re: Re: Re: Re: DirectTV charging for pornNOT MINE! George, If credit cards, animals and mobile phones can be cloned, cloning a TV card should be a no-brainer for hackers (yes, animal cloning - it's genome hacking). I wish someone would clone my AOL DSL signal and bridge them together. Maybe, just maybe I could realize the bliss of a true DSL connection. CardKid
Re: Re: DirectTV charging for pornNOT MINE! As a person who used to be involved with DTV hacks, I can tell you it sounds like your card has been cloned. Here's how it works... 1) The hacker gets a copy of a valid card with a valid subscription. (In this case, a hacker had to get your card for a short time. Ask your son if he let someone borrow the card for a short time) 2) The hacker "reads" the info on the card using a $20 card reader. 3) The hacker then uses that info to "re-program" another card (one that has never been registered with DTV) 4) The new reprogrammed card looks like a valid card to DTV and can be used like any other card. All of this can be done in 5 minutes. The best way to fix this is to ask DTV for a new card, and have them deactivate your current card. If you request this, DTV will send some code in the datastream which tells the receiver to ignore your card. After that, its very time consuming and difficult to get the card to work again, until another valid subscribed card is cloned. That should clear it up for you in the future. For the present time, DTV probably suspects your card was cloned, but knows that is probably couldn't't have happened without someone in your household being complicit in the act (either knowingly or unknowingly). So they might not be real helpful. Hope you get it worked out with DTV... if they hassle you about crediting your account, just threaten to go with Dish Network. Good Luck GaryL
Re: Re: Re: DirectTV charging for pornNOT MINE! Why would a hacker stop at 6 movies? Answer: They wouldn't.
Re: Re: DirectTV charging for pornNOT MINE! I still can't see how a cloned card could work... Your account is set up with a BOX SERIAL NUMBER...A HOME PHONE NUMBER...AND A CARD NUMBER... "IF" a cloned card was used with a different BOX SERIAL NUMBER...the computer would pick it up and ask questions...it also would not match the HOME PHONE NUMBER... Additional boxes are $4.99...is there a charge for an additional box that you did not have???
Re: Re: DirectTV charging for pornNOT MINE! Phinfan, Posting it here too, dispute the charges as unauthorized under the FCBA, Fair Credit Billing Act, that is just what it is for. Brackets to you, too much, as always [] Sassy http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm Fair Credit Billing Have you ever been billed for merchandise you returned or never received? Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA). The law applies to "open end" credit accounts, such as credit cards, and revolving charge accounts - such as department store accounts. It does not cover installment contracts - loans or extensions of credit you repay on a fixed schedule. Consumers often buy cars, furniture and major appliances on an installment basis, and repay personal loans in installments as well. What types of disputes are covered? The FCBA settlement procedures apply only to disputes about "billing errors." For example: unauthorized charges. Federal law limits your responsibility for unauthorized charges to $50; charges that list the wrong date or amount; charges for goods and services you didn't accept or weren't delivered as agreed; math errors; failure to post payments and other credits, such as returns; failure to send bills to your current address - provided the creditor receives your change of address, in writing, at least 20 days before the billing period ends; and charges for which you ask for an explanation or written proof of purchase along with a claimed error or request for clarification. To take advantage of the law's consumer protections, you must: write to the creditor at the address given for "billing inquiries," not the address for sending your payments, and include your name, address, account number and a description of the billing error. send your letter so that it reaches the creditor within 60 days after the first bill containing the error was mailed to you. Send your letter by certified mail, return receipt requested, so you have proof of what the creditor received. Include copies (not originals) of sales slips or other documents that support your position. Keep a copy of your dispute letter. The creditor must acknowledge your complaint in writing within 30 days after receiving it, unless the problem has been resolved. The creditor must resolve the dispute within two billing cycles (but not more than 90 days) after receiving your letter. Date Your Name Your Address Your City, State, Zip Code Your Account Number Name of Creditor Billing Inquiries Address City, State, Zip Code Dear Sir or Madam: I am writing to dispute a billing error in the amount of $______on my account. The amount is inaccurate because (describe the problem). I am requesting that the error be corrected, that any finance and other charges related to the disputed amount be credited as well, and that I receive an accurate statement. Enclosed are copies of (use this sentence to describe any enclosed information, such as sales slips, payment records) supporting my position. Please investigate this matter and correct the billing error as soon as possible. Sincerely, Your name Enclosures: (List what you are enclosing.) What happens while my bill is in dispute? You may withhold payment on the disputed amount (and related charges), during the investigation. You must pay any part of the bill not in question, including finance charges on the undisputed amount. The creditor may not take any legal or other action to collect the disputed amount and related charges (including finance charges) during the investigation. While your account cannot be closed or restricted, the disputed amount may be applied against your credit limit. Will my credit rating be affected? The creditor may not threaten your credit rating or report you as delinquent while your bill is in dispute. However, the creditor may report that you are challenging your bill. In addition, the Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants who exercise their rights, in good faith, under the FCBA. Simply put, you cannot be denied credit simply because you've disputed a bill. What if... ...the bill is incorrect? If your bill contains an error, the creditor must explain to you - in writing - the corrections that will be made to your account. In addition to crediting your account, the creditor must remove all finance charges, late fees or other charges related to the error. If the creditor determines that you owe a portion of the disputed amount, you must get a written explanation. You may request copies of documents proving you owe the money. ...the bill is correct? If the creditor's investigation determines the bill is correct, you must be told promptly and in writing how much you owe and why. You may ask for copies of relevant documents. At this point, you'll owe the disputed amount, plus any finance charges that accumulated while the amount was in dispute. You also may have to pay the minimum amount you missed paying because of the dispute. If you disagree with the results of the investigation, you may write to the creditor, but you must act within 10 days after receiving the explanation, and you may indicate that you refuse to pay the disputed amount. At this point, the creditor may begin collection procedures. However, if the creditor reports you to a credit bureau as delinquent, the report also must state that you don't think you owe the money. The creditor must tell you who gets these reports. ...the creditor fails to follow the procedure? Any creditor who fails to follow the settlement procedure may not collect the amount in dispute, or any related finance charges, up to $50, even if the bill turns out to be correct. For example, if a creditor acknowledges your complaint in 45 days - 15 days too late - or takes more than two billing cycles to resolve a dispute, the penalty applies. The penalty also applies if a creditor threatens to report - or improperly reports - your failure to pay to anyone during the dispute period. An important caveat Disputes about the quality of goods and services are not "billing errors," so the dispute procedure does not apply. However, if you buy unsatisfactory goods or services with a credit or charge card, you can take the same legal actions against the card issuer as you can take under state law against the seller. To take advantage of this protection regarding the quality of goods or services, you must: have made the purchase (it must be for more than $50) in your home state or within 100 miles of your current billing address; make a good faith effort to resolve the dispute with the seller first. The dollar and distance limitations don't apply if the seller also is the card issuer - or if a special business relationship exists between the seller and the card issuer. Other billing rights Businesses that offer "open end" credit also must: give you a written notice when you open a new account - and at certain other times - that describes your right to dispute billing errors; provide a statement for each billing period in which you owe - or they owe you - more than one dollar; send your bill at least 14 days before the payment is due - if you have a period within which to pay the bill without incurring additional charges; credit all payments to your account on the date they're received, unless no extra charges would result if they failed to do so. Creditors are permitted to set some reasonable rules for making payments, say setting a reasonable deadline for payment to be received to be credited on the same date; and promptly credit or refund overpayments and other amounts owed to your account. This applies to instances where your account is owed more than one dollar. Your account must be credited promptly with the amount owed. If you prefer a refund, it must be sent within seven business days after the creditor receives your written request. The creditor must also make a good faith effort to refund a credit balance that has remained on your account for more than six months. Suing the creditor You can sue a creditor who violates the FCBA. If you win, you may be awarded damages, plus twice the amount of any finance charge - as long as it's between $100 and $1,000. The court also may order the creditor to pay your attorney's fees and costs. If possible, hire a lawyer who is willing to accept the amount awarded to you by the court as the entire fee for representing you. Some lawyers may not take your case unless you agree to pay their fee - win or lose - or add to the court-awarded amount if they think it's too low. Reporting FCBA violations The Federal Trade Commission (FTC) enforces the FCBA for most creditors except banks. The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues, call toll-free, 1-877-FTC-HELP (1-877-382-4357), or use the complaint form at www.ftc.gov. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
Re: Re: DirectTV charging for pornNOT MINE! George... Its been a awhile since my involvement in that area, but if memory serves... Some cards can be "married" to the receiver, meaning they won't work in another receiver. It involves having the receiver check the ID number of the card everytime the receiver is turned on. However, even the cards that are "married" to the receiver can be reprogrammed by a hacker, enabling them to work with any receiver. But it isn't a requirement. I can take any one of the three cards in my house (all legit, not hacked) and put them in any other receiver with no problem. As to the phone line... you don't need your phone line hooked to your receiver in order for the receiver to work. Its only needed for PPVs. And regarding another poster's comment about why only a certain number of movies... Hackers can compile a "bank" of card info from other subscribers. They can reprogram a card for a couple of days, then reprogram it again with someone elses info. Spreads the risk. However, it doesn't sound like the hackers are too sophisitcated, because a competent one can "unlock" the card so every channel is available all the time, without having to order from DTV. Its a little more hassle, but some people find the unrestricted access well worth it. GaryL
Re: Re: Re: DirectTV charging for pornNOT MINE! EXCELLENT advice. Telling the original poster to file a false dispute is a stellar idea.
Re: Re: Re: Re: Re: DirectTV charging for pornNOT MINE! Did you notice how the original poster went away when somone suggested that she go to her DirecTV box and look at the history menu that shows when and what was ordered? If it shows up on their DTV box, it means it was ordered from the house, by someone in the house. Disputing in an attempt to not pay a legitimate bill is fraud. What part of that don't you understand? It's a shame that people live in such a state of denial. Big deal... the husband ordered porn. Deal with it. Husbands tend to do things like that, and they tend to deny it when confronted about it. Of course, I'm sure someone else with a tinfoil hat will come along and tell us how it's possible that someone was able to program the box to make it look like it was ordered from home, too.....
Re: Re: Re: Re: Re: Re: Re: DirectTV charging for pornNOT MINE! That's a whole lot of interlineation just to say you're wrong. However, if that's what keeps you going, so be it.
Re: Re: Re: Re: Re: Re: DirectTV charging for pornNOT MINE! "IF" you don't plug it in to the PHONE...YOU DON'T GET ANY SPORTS PACKAGES...OR PPV ...AND you get NO "MIRROR" discount...that is the $4.99 for the second or third or 4th box...(NOT ANOTHER $30-$40)...EACH BOX
