I will be receiving my papers in the mail in a couple of days. I got a TU credit report, four or five of my accounts were denoted as "Included in BK" or "Chapter 7 BK". The others were denoted with the previous late notes, original credit limit, and "In Collections". I'd hope to remove this derog account and wanted to know where to start at first, with the BK-marked accounts or non-BK marked accts? Thanks